Lou Diamond Phillips and Fred Gwynne team up with a gang of professional criminals who have everything it takes to rob a bank. The only things they do have going for them are a cop and his partner, who are dumber than they are! By the time the gang hits the bank vault, it's a safe bet there's going to be organized insanity and disorganized crime!

A policewoman tries to help two teenage crack addicts. When she doesn't succeed, and the girls die, she goes after the crack dealers.