A group of childhood friends, now in their thirties, reunite at Camp Tamakwa. Only a few of the original campers show up, but they still have a good time reminiscing. The people share experiences and grow while at the camp. They are dismayed to discover that the camp's owner, Unca Lou, is going to close the camp down.

Lou Diamond Phillips and Fred Gwynne team up with a gang of professional criminals who have everything it takes to rob a bank. The only things they do have going for them are a cop and his partner, who are dumber than they are! By the time the gang hits the bank vault, it's a safe bet there's going to be organized insanity and disorganized crime!