An innocent couple suddenly finds themselves thrust into an unbelievable adventure involving underwater treasures, maniacal gangsters, violent gunplay and non-stop chances in trains cars and boats, when they witness a luxury boat explosion in the small town of Oyster Creek and receive a cryptic message from a dying victim they attempt to rescue.

Eccentric 17-year-old Morgan Stewart (Cryer) can't seem to get his conservative parents to notice him - even though Morgan's been thrown out of 10 prep schools in 7 years! But when a sleazy campaign manager threatens Morgan's father's senatorial bid, Morgan comes home to clean up the mess... and creates hilarious havoc! by the time Morgan is finished, Washington politics will never be the same.