A young girl tries to protect her pet bear from a circus owner who wants to kidnap the animal and put it on exhibition at his circus.

Ned Rivers loses his ranch to the railroad and returns to prospecting. In the wild he meets and befriends Jessie who has been wandering in the mountains since her father died. They take care of an orphaned grizzly cub, Goldy, a "Golden Bear," whose mother has been killed by a circus owner looking for a new circus attraction. When the circus owner, Boss Cooperman, arrives Ned and Jessie try to save her with the help of new friends.

Financier Sir Charles Hendra, on the brink of ruin, contemplates ending his own life. After pondering the difficult decision, Charles decides to invite twelve similarly desperate individuals to dinner so they can all discuss their problems. Will his generosity change the course of their lives?