Based on the true story of a young Scottish lad, Peter Marshall, who dreams of only going to sea but finds out there is a different future for him when he receives a "calling" from God to be a minister. He leaves Scotland and goes to America where after a few small congregations he lands the position of pastor of the Church of the Presidents in Washington, D.C. and eventually he becomes Chaplain of the U.S. Senate.

Mike and Tony Petrakis are a Greek father and son team who dive for sponges off the coast of Florida. After they are robbed by crooks, Arnold and the Rhys brothers, Mike decides to take his men to the dangerous 12-mile reef to dive for more sponges. Mike suffers a fatal accident when he falls from the reef leaving Tony to carry on the business. But now he has a companion, Gwyneth Rhys.

Rose Loomis and her older, gloomier husband, George, are vacationing at a cabin in Niagara Falls, N.Y. The couple befriend Polly and Ray Cutler, who are honeymooning in the area. Polly begins to suspect that something is amiss between Rose and George, and her suspicions grow when she sees Rose in the arms of another man. While Ray initially thinks Polly is overreacting, things between George and Rose soon take a shockingly dark turn.

Five O. Henry stories, each separate. The primary one from the critics' acclaim was "The Cop and the Anthem". Soapy tells fellow bum Horace that he is going to get arrested so he can spend the winter in a nice jail cell. He fails. He can't even accost a woman; she turns out to be a streetwalker. The other stories are "The Clarion Call", "The Last Leaf", "The Ransom of Red Chief", and "The Gift of the Magi".