Li (Sam Hui) works at a sanitarium as a male nurse, and Ah Tim (Michael Hui) is a handy man. One day, a bearded old man is sent into the sanitarium with a large bag. Ah Tim manages to steal the bag, and finds antique fragments inside. When the old man dies, the pair learn from his daughter that there is a sunken vessel that is loaded with much more than they already have, so they decide to go after the sunken treasure.

As the Heng Seng Index reaches unprecedented heights, people from all walks of life go stock speculation crazy. A security guard and his landlord learn firsthand that money is ‘Easy Come, Easy Go’ as their fast fortune disappears overnight in a Macau casino. Meanwhile, greedy neighbours and infidel couples cheat each other and even blue-collar workmen dive into the frenzy. Inevitably, the market tumbles as do the people’s bittersweet lives. A hilarious but ironic tale featuring some of Shaw’s biggest stars.