Charley's in love with the daughter of a financier who wants her to insist that Chas have a pile of cash before she marries him. But, the Depression is everywhere: Charley's behind on his rent and nearly everyone he meets is down on their luck. After reading a "how to" book on the power of a forceful will, Charley applies the lessons with mixed results, but he does land a job that includes delivering a shake-down letter to his girlfriend's father. Is the naïve Charley going to end up in jail?

Bertha Sloan loses her job as a sewing-machine girl and subsequently is employed as telephone girl with a lingerie manufacturing company. She soon falls in love with the assistant shipping clerk, Roy Davis, and is promoted to chief model for the firm, owing to the patronage of Morton, the wealthy and wicked manager. Bertha is about to take a position in Paris as designer when Morton lures her to his home.