Frank Hopper is a former lawyer, long-term loser and constant dreamer - and frankly, probably just not all that bright. When he receives a credit card in the mail, he believes he's hit the jackpot. It's not long before he's working his way toward financing his dream - an all-woman hockey team. He's also put himself in debt to the tune of more than $300,000. Naturally, he winds up in court when his plan backfires

Al Fountain, a middle-aged electrical engineer, is on the verge of a mid-life crisis, when he decides to take his time coming home from a business trip, rents a car, and heads out looking for a lake he remembers from his childhood. But his wandering takes him into the life of Kid, a free-spirited young man who helps Al escape from the routine of everyday life and find freedom to enjoy himself.

Haunted by memories of his father murdering a family, Arlis Sweeney prefers to keep to himself, focusing his energy on his work. One day, the traumatic past that eats away at him returns when he meets Kay Davies, a woman connected to the bloody event. Against all odds, Arlis and Kay fall in love; however, when his father, Roy, reappears in his life -- with the coldhearted Ginnie in tow -- Arlis must deal with his past demons.