A father is without the means to pay for his daughter's medical treatment. As a last resort, he partners with a greedy co-worker to rob a casino. When things go awry they're forced to hijack a city bus.

Will's best friend and roommate Belcher, a party bum slacker, returns from the dead as a cocky, mischievous, and perverted ghost. He soon discovers his cousin, Krista, has shacked up and moved in with his best friend, Will. Belcher will do anything and everything to destroy this relationship and get his prank buddy back.