A forty-something ex-policeman named Joe initiates an online relationship with twenty-something Tanya Sullivan. Conflicts arise after Tanya flies to Atlantic City to seduce Joe, and she reveals to him that she is married.

When a photojournalist photographs a mysterious stranger performing an act of bravery, the act quickly becomes headline news and the town dubs the stranger John Christmas. After seeing the photo, Kathleen McAllister becomes convinced that the mysterious stranger is in fact her long-lost brother Hank. With the town's help, Kathleen and Noah set about to find the stranger's true identity with the help Max, a Christmas angel.