A young woman becomes aware of a conspiracy to enable the Devil to walk the Earth in human form. To defeat the prophesy, she must convince a respected New York crime journalist, who is devoid of faith, that he is in fact the target of the conspiracy.

When troubled teen boy Stevie (Cameron Van Hoy) and his girlfriend, Rocky (Mischa Barton), attempt to rob a bank without any forethought, the situation rapidly deteriorates. Soon the young couple is holding bank customers and employees hostage, while law enforcement gathers outside. Daniel Bender (Burt Reynolds), a veteran negotiator for the FBI, is charged with assessing the crime scene and ending the standoff as quickly as possible, but Stevie's short fuse considerably complicates matters.

The Lone Rangers have heavy-metal dreams and a single demo tape they can't get anyone to play. The solution: Hijack an FM rock radio station and hold the deejays hostage until they agree to broadcast the band's tape.