Judith has known her husband Brice since they were children, but now their marriage is growing stale. Having just completed her graduate work in psychotherapy, she's eager to begin a career as a marriage counselor. She takes an internship at a matchmaking firm for millionaires and meets Harley, a charismatic billionaire investor who makes no effort to hide his attraction to Judith. Although quite resistant at first, eventually Judith succumbs to his charms, placing her marriage in jeopardy and forever altering the course of her life.

Several people start receiving voice-mails from their future selves -- messages which include the date, time, and some of the details of their deaths.