Bounced from her job, Erin Grant needs money if she's to have any chance of winning back custody of her child. But, eventually, she must confront the naked truth: to take on the system, she'll have to take it all off. Erin strips to conquer, but she faces unintended circumstances when a hound dog of a Congressman zeroes in on her and sharpens the shady tools at his fingertips, including blackmail and murder.

Out at Pacific Coast University, five students living in the same apartment building go through personal trials.

Charlie Lang is a simple, kindhearted New York City cop. When he realizes he has no money to tip waitress Yvonne Biasi, Lang offers her half the winnings of his lottery ticket. Amazingly, the ticket happens to be a winner, in the sum of $4 million. True to his word, Lang proceeds to share the prize money with Biasi, which infuriates his greedy wife, Muriel. Not content with the arrangement, Muriel begins scheming to take all the money.