Eddie Garrick is a good-hearted man who has lost his belief in the wonder of Christmas. While spending time with his nine-year-old daughter Charlotte on Christmas Eve, he befriends a mysterious man in a red suit named Nick.

A straight-laced bank manager is about to marry the love of his life. When his bank is held up by infamous Ghost Bandits during his wedding week, he believes his future in-laws who just arrived in town, are the infamous Out-Laws.

Estranged and out-of-touch, four women in their 40s reunite for a chance to recapture their fame and regain the swagger they had as the Nasty Bitches—their ‘90s group that made them legends in the hip-hop world.