Joey and Earlene return to the desert to retrieve their buried loot, only to find that a new home has been built on top of the spot they buried it. The homeowners are a young married couple, and when the husband leaves for work one morning Joey, Earlene and an accomplice break into the house in order to dig through the floor to get their money, tying up the helpless young wife. However, the wife turns out not to be quite as "helpless" as she seems.

Mike is an American charter boat captain involved in a romance with tourist Jan but Jan's aunt, Elizabeth also has the hots for Mike and tries to break up the romance. She hides her bracelet in a straw bag belonging to Mike's mate, Eban, and then claims it was stolen. She then agrees to drop the theft charges if Mike will ditch Jan and go off with her.